Credit Readiness Advisory for SMEs

We help your business access the right financing on the best terms by preparing a professional credit file that reflects your true financial standing and boosts approval chances with lenders and banks.

What does this service include?

Stage one | Initial study and assessment

Studying your case and your financing need. Reviewing the initial information and documents. Assessing your level of credit readiness. Identifying the main observations and obstacles.

Stage two | Financial analysis and diagnosis

Analysing your financial position, cash flows and obligations. Reviewing the relevant financial indicators. Identifying strengths, weaknesses and material gaps. Preparing the credit readiness improvement plan.

Stage three | Raising credit readiness

Carrying out the advisory work needed to address the areas for improvement. Closing the gaps that affect readiness. Completing and organising the financial requirements. Preparing the financial and financing file and its supporting information.

Stage four | Solutions and professional recommendations

Studying suitable financing solutions and alternatives. Evaluating the alternatives against your financial position and need. Providing professional recommendations. Preparing the programme's final deliverables.

Programme deliverables

Credit readiness assessment. Financial position analysis and diagnosis. Identified strengths and material gaps. Credit readiness improvement plan. An organised, complete financial and financing file. Recommendations on suitable financing solutions and alternatives. A final summary of the work performed and the professional recommendations.

Programme duration and nature of the service

The programme runs for ninety (90) calendar days, starting once the contract is signed, the initial study fee is paid and the required core documents are received. It is extended by the length of any delay in providing the requirements. Jadara is an independent professional advisory programme. Lean does not guarantee that financing will be obtained, nor its amount or terms — the final decision rests with the financing provider under its own policies and criteria.

How we work with you

1

Intro session

We understand your situation and goals and define the scope precisely.

2

Clear work plan

We provide a work plan, timeline and a detailed quote.

3

Professional delivery

Our team executes the work precisely and to standard.

4

Follow-up & handover

We follow up step by step until the result is achieved.

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